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Fintech Compliance Testing: PCI DSS and SOX Controls

This URL covers the same work as compliance testing, focused on PCI DSS for software that touches payment data, and SOX ITGC when you named it. US product teams get this work in US hours, 9am to 1pm Eastern, with delivery from India. We test those controls. We do not issue a PCI or SOX certificate. Get an assessment, or start with a free gap check.

150+ clients 450+ projects 275+ engineers 15+ years
Fintech compliance testing for PCI DSS and SOX controls, Vervali
Payment path and tokenisation control testing, Vervali
Dated evidence pack for a fintech audit, Vervali
ISO/IEC 17025:2017 testing laboratory accreditation mark

ISO/IEC 17025:2017Accredited testing laboratory

CMMI Maturity Level 3 process award

CMMI Maturity Level 3The process is written down and repeats

ISO 9001:2015 quality management certification mark

ISO 9001:2015Quality management

ISO/IEC 27001 information security certification mark

ISO/IEC 27001Information security

PCI DSS for Software That Touches Payment Data

This URL covers the same work as compliance testing, focused on PCI DSS for software that touches payment data, and SOX ITGC when you named it. US product teams get this work in US hours, 9am to 1pm Eastern, with delivery from India, from an ISO/IEC 17025 accredited lab with CMMI Level 3 process. We test those controls. We do not issue a PCI or SOX certificate. A free gap check on one framework and one application is the first look.

PCI DSS in the Product

The payment path, what is stored versus tokenised, third-party scripts on payment pages, and the segmentation between payment and everything else. In scope for a software vendor, not only a merchant. We test those controls. A QSA still signs.

SOX ITGC When Named

Access, change control and the evidence a financial-reporting review will ask for, when SOX is in the quote. We do not issue a SOX certificate. Vervali tests a client for SOC 2 readiness and is not itself SOC 2 certified. The longer pack sits on compliance testing.

A Dated Evidence Pack

One row per control: the control, the test, the result, the date and the artefacts. On a banking engagement, audit preparation went from 5 days to 5 hours once the pack existed. A first pass that never comes back is a slide. Get an assessment if the application is already named.

Need PCI DSS controls tested, not a certificate we cannot issue? Get an assessment, or start with a free gap check.

Get an Assessment

What This Page Covers, and What Sits Next Door

This URL is the same topic as compliance testing: control-by-control evidence for software that handles payment data. HIPAA-led work sits on that page and on healthcare compliance. Industry context sits on fintech and banking. Attack work sits on penetration testing. Stay here for a short map. Go to the hub if you already know the framework.

Stay on This Page

You landed here and need a short confirmation that Vervali tests PCI DSS and named SOX controls on fintech software, and produces a dated pack. A free gap check on one framework and one application is the first look. Get an assessment if the application is already written down.

Go to Compliance Testing

You need the full pack: HIPAA, PCI DSS, GDPR and accessibility as a compliance obligation, control by control. Compliance testing is that page. We do not sell both as two invoices for the same week unless you asked for both.

Proof From Delivery, Not a Duplicate Logo Wall

Three delivery engagements, sector and country. They show Vervali has tested software at that scale. They are not a claim those were compliance-only jobs. The longer write-up sits on compliance testing.

India · two private-sector banks

60% faster loan processing and 50% less agent onboarding time, with 100% compliance on the controls named in that work. Audit preparation on a banking engagement went from 5 days to 5 hours once the pack existed.

60% faster loan processingAudit prep 5 days to 5 hours

UAE · SME finance platform

Automation on repeatable finance journeys. After: 40% less testing time, and 98% user satisfaction. Identity and payment integrations were in that estate. The client stays unnamed.

40% less testing time98% user satisfaction

UAE · fintech platform · API

Authorisation between accounts on a payments platform, with APIs the team had not fully evidenced. After: a ranked report and a retest of agreed in-scope assets. The client stays unnamed.

UAE fintechAPI controls

One framework, one application

Get an Assessment

Tell us the application and the framework you have to evidence. We will come back with the control list, the tests and a quote. Or start with a free gap check.

ISO/IEC 17025:2017 · CMMI Level 3 · US-hours coverage

Frequently Asked Questions

Yes, when those are the rules you named. PCI DSS is the payment path, what is stored versus tokenised, scripts on payment pages, and segmentation. SOX ITGC is named when you asked for it. This URL covers the same work as compliance testing. We test those controls. We do not issue a PCI or SOX certificate. A free gap check on one framework and one application is the first look.
Yes. The evidence pack is dated so you can forward it: one row per control, the test, the result, the date and the artefacts. Internal audit and legal stay the owners of the programme. We produce the pack. A QSA or an auditor still signs. The full method sits on compliance testing. Get an assessment if the application is already named. A free gap check is the first look.
Yes. A free gap check on one framework and one application is that first look: the controls that would fail a review, and the gaps. A full pack is control-by-control evidence, then a retest after fixes. We do not simulate a QSA visit as a certificate we issue. The longer write-up sits on compliance testing. Get an assessment if the framework is already written down.
Payments, lending, KYC, digital wallets and wealth when those are the platforms you named. This URL is the compliance layer of that work, not a claim every engagement was payments-only. Proof sits on two Indian private-sector banks and a UAE SME finance platform. Industry context sits on fintech and banking. The control method sits on compliance testing. Get an assessment if the application is already named.
We do not copy production customer records into a test environment as the default. Masking and synthetic records sit on test data management and compliance. Retention after the engagement is yours unless the contract says otherwise. ISO/IEC 27001 is the information-security management system we run. This URL maps to compliance testing. Get an assessment if the data class is already named. A free gap check is the first look.
Yes. A free gap check on one framework and one application is that first look. The full pack is one row per control: the control, the test, the result, the date, the artefacts, and the gaps with a path. On a banking engagement, audit preparation went from 5 days to 5 hours once the pack existed. We do not issue the certificate. The method sits on compliance testing.
Yes. A dated evidence pack, not a slide deck. One row per control, so you can forward it. We produce the pack. A QSA, an auditor or a regulator still signs. We do not issue a PCI, SOX or SOC 2 certificate. Vervali tests a client for SOC 2 readiness and is not itself SOC 2 certified. The full pack sits on compliance testing. Get an assessment if the audience of the pack is already named.
Clutch lists Vervali at $25 to $49 per hour. We do not invent a project total. Price follows the framework, the application, and how much evidence already exists. A free gap check on one framework and one application is the first look. The models sit on compliance testing. Get an assessment once the application is written down. We will not invent a typical-engagements-start-at band we cannot evidence.
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